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100 Homes Program
About the Program
The City of Jackson will provide $25,000 in down-payment assistance per home. Applicants are also encouraged to apply for an additional $10,000 of down payment assistance through the Michigan State Housing Development Authority (MSHDA). Through a special partnership with the State of Michigan and State Senator Sue Shink, we are thrilled to announce an additional layer of down payment assistance, available for a LIMITED TIME until funds are gone. Apply TODAY to get this additional benefit:
Households earning 100-120% of the Area Median Income: additional $15,000 ($40,000 total City investment)
Households earning 80-99% of the Area Median Income: additional $20,000 ($45,000 total City investment)
Households earning 0-79% of the Area Median Income: additional $25,000 ($50,000 total City investment)
These additional funds are available for approved applicants on a first-approved, first-served basis. Apply TODAY before these funds are gone and receive UP TO $50,000 in City support for your new home!
- 1 Norfolk Colonial Plan homes under construction on Maltby Street
- 2 Completed home on Fourth Street, Norfolk Colonial plan
- 3 Completed home on McBride Street, Norfolk Colonial plan
- 4 Norfolk Colonial Plan first floor
- 5 Norfolk Colonial Plan first floor with entrance and stairs
- 6 Norfolk Colonial Plan kitchen
- 7 Norfolk Colonial Plan kitchen area
- 8 Norfolk Colonial Plan full bathroom
- 9 Norfolk Colonial Plan primary bedroom
- 10 Completed home on N. Waterloo Avenue, Paragon House Plan
- 11 Completed homes on E. Monroe Street, Paragon House Plan (left) and Norfolk Colonial Plan (right)
- 12 Completed home on Cooper Paragon house
- 13 Paragon House Plan living room
- 14 Paragon House Plan kitchen and dining room
- 15 Paragon House Plan kitchen and living room
- 16 Paragon House Plan bedroom
- 17 Paragon House Plan full bathroom
- 18 Paragon House Plan primary bedroom
- 19 Front of house under construction on Ellery Street, Norfolk Ranch Plan
- 20 Back of house under construction on Ellery Street, Norfolk Ranch Plan
- 21 House on E. Monroe Street with 100 Homes sign, Paragon house
- 22 Front of home under construction on Union Street, Norfolk Colonial plan
- 23 Back of home under construction on Union Street, Norfolk Colonial Plan
- 24 Completed home on McBride Street with neighboring homes
- 25 100 Homes Program Managers Cory Mays (left) and Chris Herrmann (right)
- 26 Home under construction on Sulgrave Street, Norfolk Colonial plan
About the Homes
A mixture of one and two-story homes will be constructed, matching the overall neighborhood fabric of their locations. Two-story homes will have three (3) bedrooms and one-and-one-half (1.5) bathrooms. One-story homes will have two (2) bedrooms and one-and-one-half (1.5) bathrooms. All homes will also have a detached shed for storage, concrete driveway, full basement, front porch, full kitchen appliance package, and central heat AND air conditioning. Visitable/accessible homes are also available. The sales price of homes in this program is $178,000. This is a pre-negotiated price and will not decrease. Should a buyer elect to include certain builder upgrades (to be determined between the builder and buyer), this price may increase.
There are currently three housing types available for the program. Photos and plans of the housing types are provided on this page.
- Norfolk Homes: Colonial Plan (PDF)
- 3 bedroom, 1.5 bath, 2 story, 1,232 square feet. VIDEO TOUR
- Norfolk Homes: Ranch Plan (PDF)
A slideshow on this page shows examples of homes recently built in Jackson using these plans.
How to Apply
- Visit our ONLINE APPLICATION PORTAL, create an account, and complete your application.
- A video on this page explains the application process.
- We encourage you to download the complete HOMEBUYER PACKET, which contains step-by-step application instructions and all program materials.
Applicants will FIRST complete all City of Jackson application requirements. Once completed (including the submission of all required documents), applicants will THEN apply for a mortgage with the mortgage lender of their choice. Construction of a participant’s home will begin once they are pre-approved for a mortgage.
All participants in the 100 Homes Program must financially qualify. Households earning less than the amounts shown in Table 1 can qualify for the MSHDA $10,000 down payment assistance. Households earning 120% or less of the area median income (AMI) can qualify for both the City of Jackson $25,000 down payment assistance (DPA) AND the MSHDA $10,000 down payment assistance (shown in Table 2). Additional DPA is also available from the City of Jackson (up to $25,000 in additional funds), but those additional funds are going fast!
TABLE 1: MSHDA Income Limits
| Number of family members | 1-2 | 3 or more |
| Income Limit | $108,360 | $126,420 |
TABLE 2: 2024 Area Median Income (AMI) Levels
| Number of family members | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| 120% | $70,800 | $80,950 | $91,050 | $101,150 | $109,250 | $117,350 | $125,450 | $133,550 |
Application Checklist
Successful applicants for the 100 Homes Program will complete all steps, as outlined in the 100 Homes Application Checklist (PDF)
Applicants will be moved to the top of the waiting list once all steps have been accomplished and all required documents have been received AND verified by City of Jackson staff.
Please note, the steps are designed to prepare applicants for the mortgage application process, and eventual homeownership. Completion of these steps does not guarantee that an applicant will be approved for a mortgage, and completion does not guarantee that a home will be available for purchase via this program.